January 20, 2018

How to handle the move to college

Moving to college is a pretty big deal; you’re saying goodbye to your family home, or at least the home you've known for a while, and moving into a completely unknown environment. You will most likely be sharing a room with someone, negotiating space, and you’ll have to get used to your new surroundings and learn how to budget properly. With all these stresses in mind, you will want to make moving day as easy as possible. If you are moving into an all freshman dorm, there will be a lot of other … [Read more...]

6 Ways to Manage Your College Living Expenses

There is no way around it; college is costly. If you’re like the majority of students, you’re probably not flush with cash when you enroll at your university. Even students with a full-ride scholarship still need to be conscientious about living expenses and other hidden costs. Here are some top tips and tricks — including some ideas about food, transportation, and no contract cell phone plans — to help you save money and budget during college. Follow all of these to earn an “A”! 1) Track … [Read more...]

15 Ways You Can Cut College Expenses

College is a rut which can devour your money in an instant and leave you with nothing. Proper money management skills as well as embracing expense reduction techniques will ensure a smooth flow of events during your college life. Here are some tips as to how you can manage your college expenses: 1. Choose community college Commence your education at a community college and then after accomplishing basic courses, you can transfer to a 4-year college which is focused at your specific degree … [Read more...]

Surprise! You’re Broke: 4 Common Hidden College Expenses and Ways to Avoid The Void

There's more to budgeting for a higher education than covering tuition and housing. Even if you've accounted for items such as books and have a plan to borrow or buy them used, the bucks don't stop there. There are dozens of hidden extras that can drain your funds before you've even completed a semester. You could easily fill a short book with anecdotes revealing the surprising and unexpected ways a college student's funds can be depleted. Here are the most common ways college can cost you more, … [Read more...]

6 Apartment renting tips for college students

If you are a college student attending a school some distance from your home, you will need to find an apartment close to campus. You may even be looking for a new apartment over the summer or need to move closer to that new internship you just landed. While it is exciting to venture out on your own for the first time, there are some renting tips that all students should follow to make the experience a fun and successful one. 1. Start your search early. You will not be the only student in … [Read more...]

Financial literacy programs help college students

Nearly 2 million students will graduate with a bachelor's degree in 2013, according to the National Association of College and Employers. But the vast majority will walk across the stage, grab their diplomas and enter the real world with little knowledge about personal finances. A 2013 study by Inceptia found nearly 90 percent of first-year college students scored a “C” in financial literacy, and with most colleges not requiring courses on managing finances the score is not guaranteed to get … [Read more...]

Having fun in college without spending too much

The college years are often associated with scrimping, sacrificing and eating copious amounts of inexpensive noodle-based dishes. Although studying and doing the best job possible at school is the priority, a life without any fun would take away from the overall college experience. It is possible to enjoy a little fun by yourself, with a partner or a group of friends without killing your meager budget. Use these strategies to make an occasional enjoyable outing off-campus a reality. Pool … [Read more...]

Make good credit-building choices while you’re in college

When it comes time to leave the nest and join the higher educational system, new levels of responsibility come to the forefront. Along with classes, grades, friends and dorm room furniture challenges, the need for sound financial decisions becomes extremely important. Even though it may not seem like it, college is the first exposure to big financial decisions; so learning how to organize your finances is the key to success. By developing successful financial habits in college, you can better … [Read more...]

Get ready for college living in an innovative/interactive way

Your students will have a great time in college, but there will be hurdles to overcome. One of their biggest challenges will be learning how to manage a job and earnings for the first time without parental supervision. Wisdom is the areas of professionalism, budgeting and credit card use is greatly needed. As a counselor you can help shape their financial position if they are willing to learn from your experience. Here are some tips to help you with this. Be Faithful & Professional on … [Read more...]

6 Credit card mistakes that can put college students in debt

Getting higher education is good as it improves your eligibility status in the job market. However, this in general is also the time when students end up incurring unnecessary expenses. It would never be good for your career to graduate with huge debt. This is going to make it hard for you to obtain new credit and even a new job after graduation. Mostly students make the mistake of celebrating their life, free from the direct interference of their parents, thereby falling deep in debt. So, if … [Read more...]